Social Lending Club And Crowdfunding

Social Lending Club And Crowdfunding

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Social Lending Club: Peer-to-peer lending /  http://www.crowdfundingfoundation.com
(also known as person-to-person lending, peer-to-peer investing, and social lending; abbreviated frequently as P2P lending) is the practice of lending money to unrelated individuals, or "peers", without going through a traditional financial intermediary such as a bank or other traditional financial institution.


Real tools, real resources, real online website for growing a
real business, to raise real fund, to promote a real enterprise, to
provide real help for people in serious need.
 
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 This lending takes place online on peer-to-peer lending companies’ websites using various different lending platforms and credit checking tools
 
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Most peer-to-peer loans are unsecured personal loans. They are made to an individual rather than a company, and the borrowers do not provide collateral as a protection to the lender against default. http://www.crowdfundingfoundation.com
 
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The lending intermediaries are for-profit businesses; they generate revenue by collecting a one-time fee on funded loans from borrowers and by assessing a loan servicing fee to investors (either a fixed amount annually or a percentage of the loan amount).
 
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Thousands of investors each month join Lending Club for solid returns. Investments in Lending Club Notes can provide: Low vol
atility. Monthly cash flow. Solid returns, join crowdfunding foundation a real and poerful social lending club.
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Learn the Basics of Borrowing and Investing with Peer to Peer LendingSubscribe to our page, sign up and log in and get access to exclusive information.
  
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Peer to Peer Lending for Entrepreneurs, Investors, and business oriented people.
 
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Discover how to get the best returns possible by smartly investing in p2p lending
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My Lending Club review comes from personal experience both borrowing and investing with Lending Club. I consolidated debt, now I invest… you also can do the same.
 
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Lending Club is a social lending network that brings together investors and credit-worthy borrowers to offer value beyond traditional banks.
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For lenders, money invested goes immediately to Lending Club’s approved borrower members. Most lender members spread their investment across tens or hundreds of qualified borrowers
 
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I am almost never a proponent of borrowing money, but this is one exception where it is actually quite wise to in more than one way
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Why Borrow with Lending Club?Let’s be honest… nobody wants to borrow money… period.  In fact — as I mentioned above — if you have been following my Debt Free Adventure then you know full well how adamant I am about paying off my debt and reaching financial freedom.
http://www.crowdfundingfoundation.com
Lenders on Lending ClubLending Club loans are funded by individuals or organizations. The LendingClub Corporation is also a lender. Lenders can choose to either lend directly to one or several borrowers. 

The lender browses through the various loan listing and decides who to loan money to. Lenders can also get a recommendation from lendingclub.com on whom to lend money to.


Credit Requirements
There are seven main types of loans, A, B, C, D, E, F and G. These letters refer to the credit  grades assigned to borrowers based on their credit scores. “A” loans are from borrowers with the highest credit scores (deemed to be the lowest credit risk).


Qualifying for a Lending Club Loan ”Discover! How to Succeed  in Business.  Start your own business to maximize earnings and create a legacy
for you and your family.-”About Real estate investments: What everyone should know about the real estate market. How to find financing ”

Borrowers must be a US citizen or permanent resident, and at least 18 years old with a valid bank account and a valid Social Security number. In order to qualify your FICO score must be at least 640 with a debt-to-income ratio (excluding mortgage) of no more than so&so%. Your credit file should not contain any current delinquencies, recent bankruptcies (7 years), open tax liens, and charge-offs or collections account in the past 12 months.


What Is Crowdsourcing?
”About financial education, financial knowledge, financial literacy: Economy-business-finance-investing” -

‘About the stock market, how to get in and how to get out financially safe and secure. Financial academy school, Institution of finance business and economy.”
Despite the jargony name, crowdsourcing is a very real and important business idea.
Definitions and terms vary, but the basic idea is to tap into the collective intelligence of the
public at large to complete business-related tasks that a company would normally either
perform itself or outsource to a third-party provider.www.crowdfundingfoundation.com


Yet free labor is only a narrow part ofcrowdsourcing’s appeal.
More importantly, it enables managers to expand the size of their
talent pool while also gaining deeper insight into what customers really want.

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